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  • Description

    It is a collective health service contract that can incorporate business groups that range between five and 24 members.

  • Plans

      • SILVER Plan
      • GOLD Plan
      • PLATINUM Plan
  • Eligible Members

    Active and permanent employees who work at least 30 hours a week with valid copy of the IESS tax return or contract for professional fees.

  • Residence Limitations

    This contract is a plan designed and calculated for people whose permanent residence is in Ecuador.

  • Covered Expenses - Among various services, it offers:

    • Covers ambulatory medical expenses and/or hospital admissions for the member and its dependants (spouse and children), that have been registered and declared legally.
    • Professional fees for authorized physicians and surgeons
    • Private nursing care
    • Professional ambulance services that are justified
    • Organ transplants –only for the member receptor
    • Plastic surgery for lesions caused by accidents or congenital diseases
    • 24-hour coverage, 365 days per year
  • Special Coverage

    • Treatment for self inflicted lesions
    • Coverage in natural disasters
    • Coverage of congenital diseases for children born under the contract or cases that were not diagnosed before